DISCLAIMER

Kaufman Advisory does not offer clinical mental health services, diagnosis, or treatment. Any information found on this site is intended for educational purposes only. Nothing on this website is a substitute for professional medical or licensed mental-health care.

(Updated: 2/3/26)

Introduction. KaufmanAdvisory.com is operated by Michael Kaufman Associates, LLC dba Kaufman Advisory (“Company”). Our goal is to safeguard the privacy of all our site users. Please make sure you understand our practices before you use our site and services.

No Children’s Use. Our website is not intended for children. If you believe we have accidentally received personal information from a child, please contact us through the contact form on this website so that we can delete that information.

Data. We will only collect your name and email address for an email newsletter with your consent, as facilitated by an email service provider that is legally prevented from using, sharing, or storing your personal data for any purpose beyond our contracted terms with them. You can withdraw consent and stop receiving emails at any time by using the “Unsubscribe” link in each message or by submitting a request through the contact form on this website.

Privacy Concerns. You may contact us through the contact form on this website with any questions or requests regarding these policies or your personal data. If, after contacting us, you feel a privacy issue has not been resolved, you have the right to file a complaint with a Supervisory Authority such as the Data Protection Commissioner of Ireland.

Data Controller
Representative: Mike Kaufman

California Law. Pursuant to the California Online Privacy Protection Act, we hereby disclose that we do not currently honor Do Not Track signals issued by browsers or other third-party sources.

DMCA Disclosures. We comply with the Digital Millennium Copyright Act of 1998. As part of the compliance process, we may be required to disclose whatever information we have about you to a copyright holder who has submitted a valid complaint to us.

Miscellaneous. If any part of this Privacy Policy is deemed unlawful and/or unenforceable, all other provisions will remain in full force and effect. The information contained herein constitutes the entire agreement between site users and our Company relating to the use of this website. This Privacy Policy is governed by and construed in accordance with United States law. Any dispute arising out of or related to the information contained herein is subject to adjudication in the state of Illinois, United States of America.

To contact us regarding this Privacy Policy, please use the contact form on this website.

(Updated: 2/3/26)

Welcome to KaufmanAdvisory.com, as operated by Michael Kaufman Associates, LLC dba Kaufman Advisory (“Company”). Please note the rules that govern our site below. If you do not agree to these rules, we ask that you stop using the site. These rules may be subject to change and changes will be posted. We have intentionally written them in a clear, plain-language format so users can easily understand their rights and responsibilities.

We want to be clear that we are not responsible for:

1. Links to other companies or websites, even when the link appears on the Site

2. The data cost on your mobile device for using the Site or its services

We may end the Site or its services at any time or stop you from using the Site at any time and for any reason, without advance notice, although we do not anticipate any problems.

Intellectual Property Rights. All images, text, designs, graphics, trademarks, and service marks are owned by and property of the Company or the properly attributed party. It is a violation of federal law to use any of our intellectual property, in whole or in part, without explicit written permission. We reserve the right to prosecute any infringement claims to the fullest extent, including seeking financial penalties and/or an injunction.

This Agreement. If a court finds any portion of this Agreement unenforceable, all remaining rules will still be valid. Any changes to these rules must be made in writing. If we fail to enforce any of these rules at any time, we retain the right to enforce them later; our behavior does not waive our rights. No third parties have rights under this Agreement. This Agreement cannot be assigned.

Refunds & Payment Collection. The terms of any client service agreement will govern termination or refunds regarding advisory services.

Limits on Liability. The Site operates “as is,” and we cannot guarantee it will be safe, secure, or operate perfectly at all times. Unpredictable issues may occur even when we use reputable vendors. TO THE EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Our liability shall be limited to the fullest extent permitted by applicable law. We are not responsible for lost profits, data, or any damages connected to your use of the Site. The total limit on our liability to you under these Terms is $100. You agree to defend (at our request), indemnify, and hold us harmless from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees and costs, arising out of or connected with these Terms.

Not Medical or Mental Health Advice. Nothing on this site or offered through its services is intended to diagnose or treat any physical or mental health condition. No information on the site is intended to be legal, medical, or financial advice and is provided for educational purposes only.

Disputes. We hope there won’t be any problems and that you will reach out to us if you are having issues with our site or services. However, if you have a legal dispute with the Site, you agree to use binding arbitration under the AAA, which means you will not go to court by yourself or with others or be part of a class-action lawsuit or arbitration. We and you waive a trial by jury. The following claims do not need to be arbitrated and may be brought to court: small claims, intellectual property disputes (such as copyrights and trademarks), or efforts to interfere with the services or engage with the service in unauthorized ways. A court may also decide issues regarding the scope and enforceability of these arbitration provisions. For any claim that is not arbitrated or resolved in small claims court, you agree that it will be resolved exclusively in the U.S. District Court for the District of Illinois or a state court located in Illinois. You agree to submit to the personal jurisdiction of either of these courts for the purpose of litigating any such claim. Illinois law will govern these Terms and any claim, to the extent not preempted by or inconsistent with federal law.

For questions about these Terms or this Policy, please use the contact form on this website.